SCA (Strong Customer Authentication)
SCA is defined as “an authentication based on the use of two or more elements categorized as knowledge (something only the user knows), possession (something only the user possesses) and inherence (something the user is).The process considers national identity of the customer, tracking of the position, analysis of interest and information of the services. Strong customer authentication is required before any type of business transaction in order to have full access to customer accounts in case of fraud.
Scams
A fraudulent scheme performed by a dishonest individual, group, or company in an attempt to obtain money or something else of value. Scams traditionally resided in confidence tricks, where an individual would misrepresent themselves as someone with skill or authority, i.e. a doctor, lawyer, investor.
Scareware
Malicious software, messages or threats designed to scare people into installing malware and software. A website popup that claims your “computer may be infected with harmful spyware” will send you to a download link for a real malware program.