Lending
Lending (also known as "financing") in its most general sense is the temporary giving of money or property to another person with the expectation that it will be repaid. In a business and financial context, lending includes many different types of commercial loans. Lenders are businesses or financial institutions that lend money, with the expectation that it will be paid back, generally with some type of interest. The lender is paid interest on the loan as the cost of receiving the loan. The higher the risk of not being paid back, the higher the interest rate.
Level of Assurance
A Level of Assurance, as defined by the by ISO/IEC 29115 Standard, describes the degree of confidence in the processes leading up to and including an authentication. It provides assurance that the entity claiming a particular identity, is the entity to which that identity was assigned.